Select Affirm at checkout, then enter a few simple pieces of info for a real time decision
Pick the payment plan you like best. You’ll never pay more than you agree to up front.
Make payments to affirm.com or in the Affirm app. You’ll get email and text reminders
Checking your eligibility won’t affect your credit score.
When you buy with Affirm, you always know exactly what you’ll owe and when you’ll be done paying. You’ll never pay a hidden fee-or any fee, for that matter.
Transparent
Affirm tells you up front the total amount you’ll pay. That number will never go up.
Flexibility
You choose the payment shcedule that works for you.
Fair
Affirm won’t charge you late fees or hidden fees of any kind, ever.
Rates from 10–36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Estimated payment amount may exclude taxes and shipping. For licenses and disclosures, see affirm.com/licenses.
Yes! There’s no penalty for paying early
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Yes—you can return an item you bought with Affirm by initiating the return process with the store.
No impact to apply. Payments may be reported to a credit bureau. Checking eligibility will not impact credit.
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
